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:: Volume 10, Issue 37 (3-2022) ::
mieaoi 2022, 10(37): 27-44 Back to browse issues page
Factors affecting the granting of Qard al-Hasan facilities in Iran
Lotfali Agheli
Associate Professor Tarbiat Modares University , aghelik@modares.ac.ir
Abstract:   (2449 Views)
Qard al-Hasan is one of the Islamic banking contracts that is being paid by banks and credit institutions after interest-free banking in the country. In this article, using statistical evidence and Johansen-Juselus cointegration  method over the period 1984-2019, it is shown that  gross domestic product, the rate of bank facilities and the number of registered marriages affect the qard al-hasan facilities issued by banks, so that with the increase of GDP and bank interest rates, the share of Qard al-Hasan facilities  from the total ganted facilities decrease and the marriage rate has a positive effect on Qard al-Hasan facilitiies.
Article number: 2
Keywords: Qarzd Al-hasan, interest rate of facilities, gross domestic product
Full-Text [PDF 418 kb]   (819 Downloads)    
Article type: Research | Subject: Special
Received: 2021/11/1 | Accepted: 2021/12/11 | Published: 2022/03/1
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Agheli L. Factors affecting the granting of Qard al-Hasan facilities in Iran. mieaoi 2022; 10 (37) : 2
URL: http://mieaoi.ir/article-1-1148-en.html


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Volume 10, Issue 37 (3-2022) Back to browse issues page
نشریه اقتصاد و بانکداری اسلامی Islamic Economics and Banking
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