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Factors affecting the granting of Qard al-Hasan facilities in Iran
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Lotfali Agheli   |
| Associate Professor Tarbiat Modares University , aghelik@modares.ac.ir |
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Abstract: (3257 Views) |
| Qard al-Hasan is one of the Islamic banking contracts that is being paid by banks and credit institutions after interest-free banking in the country. In this article, using statistical evidence and Johansen-Juselus cointegration method over the period 1984-2019, it is shown that gross domestic product, the rate of bank facilities and the number of registered marriages affect the qard al-hasan facilities issued by banks, so that with the increase of GDP and bank interest rates, the share of Qard al-Hasan facilities from the total ganted facilities decrease and the marriage rate has a positive effect on Qard al-Hasan facilitiies. |
Article number: 2 |
| Keywords: Qarzd Al-hasan, interest rate of facilities, gross domestic product |
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Full-Text [PDF 418 kb]
(1363 Downloads)
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Article type: Research |
Subject:
Special
Received: 2021/11/1 | Accepted: 2021/12/11 | Published: 2022/03/1
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