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A jurisprudential study of the accrual of interest to bank accounts from the perspective of their legal nature; With emphasis on ordinary short-term accounts.
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Alireza Lashkari1   , Seyyed Ruhollah Moshiri2 |
1- Assistant professor, Research institute of the Hawzah and university
2- Ph.D, Mofid University of Qom , moshiry_m@yahoo.com |
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Abstract: (20 Views) |
Understanding the changing social issues has always been one of the basic challenges facing jurisprudence and even economists. On the other hand, one of the dynamic aspects of Shia jurisprudence is the new and continuous thematics of social phenomena. One of these phenomena is bank accounts, which have been the subject of scientific research by Islamic thinkers since the past. With the advancement of technology and the introduction of electronic payment instruments into the structure of banking operations, the nature of these accounts has sometimes changed and as a result, jurisprudence has put them under its influence. Therefore, in this research, after understanding the nature of various bank accounts (with emphasis on short-term accounts), the correctness or incorrectness of bank interest was reviewed and finally this conclusion was reached. That the allocation of interest to short-term accounts is absolutely not permissible. Whether the customer intends to profit or not.
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Article number: 5 |
| Keywords: Bank accounts, Islamic economy, interest-free banking, short-term account |
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Full-Text [PDF 308 kb]
(6 Downloads)
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Article type: Research |
Subject:
Special
Received: 2024/12/31 | Accepted: 2025/03/9 | Published: 2025/10/2
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