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:: Volume 11, Issue 41 (3-2023) ::
mieaoi 2023, 11(41): 157-180 Back to browse issues page
Investigating the performance of Qarzat al-Hasna institutions in production as micro-financing institutions in Iran
Yazdan Gudarzi Farahani 1, Razieh Karkhane2
1- Assistant Professor, Faculty of Economics and Management, Qom University , yazdan.farahani@gmail.com
2- Qom University
Abstract:   (1222 Views)
The purpose of this study was to investigate the performance of Qarzat al-Hasna institutions as microfinance institutions in Iran. For this purpose, the statistical information of the country's banking system in the period 2009 to 2020 and the panel data method were used. In order to estimate this relationship, diagnostic tests were performed on the research variables and finally the experimental model was estimated using the panel data method with fixed effects. The results showed that Gharz al-Hasna facilities had a positive and significant effect on the production of various economic sectors. In addition, bank size variables as well as money supply as a measure of monetary policy have also had positive effects on output. On this basis, it is suggested that the policies of providing loans inbanks should be shifted to start-up and self-employed businesses.
 
Article number: 7
Keywords: Money, Gross Domestic Product, Banking Facilities, Gharz al-Hasna, Panel Data.
Full-Text [PDF 1102 kb]   (253 Downloads)    
Article type: Research | Subject: Special
Received: 2022/07/16 | Accepted: 2022/12/10 | Published: 2023/03/1
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Gudarzi Farahani Y, Karkhane R. Investigating the performance of Qarzat al-Hasna institutions in production as micro-financing institutions in Iran. mieaoi 2023; 11 (41) : 7
URL: http://mieaoi.ir/article-1-1252-en.html


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Volume 11, Issue 41 (3-2023) Back to browse issues page
نشریه اقتصاد و بانکداری اسلامی Islamic Economics and Banking
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